| Hi there --  Spoke with my other lawyer friend, and he said 
pretty much the same things. We can try and disclaim as much as we want, and 
have folks who post agree that AGA is not liable for anything nasty they say, 
but the reality of the world is still that if someone wants to sue,  AGA 
will get named in the lawsuit and we would have to defend 
ourself(ves). I've started things with the insurance company 
sending me the policy declarations and a form for us to apply for the insurance. 
As I understand it the policy would cover AGA and the officers and BOD for legal 
defense, as well as any judgements against us.  Jeffrey (lawyer #2) mentioned an interesting thing. 
He said that he thought that a typical homeowners policy would cover the person 
for actions as an officer and/or board member of a non-profit organization. Some 
of you mayhaps could check with your insurance company? I'll keep everyone apprised of the 
developments. Take care, David David Lass Northeast Field Manager NexPet -- A Group for Independent Pet Retailers 781.581.1788 davidlass@villasunscape.com |