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[AGA SC] insurance. (fwd)



what our local club is doing.  Interesting that the board does NOT need 
insurance.

---------- Forwarded message ----------
Date: Sat, 10 Apr 2004 13:44:32 -0700
From: Bob and Judy Holmes <jbholmes@nwlink.com>
To: kathy@thekrib.com
Subject: insurance.

Hi Kathy. We'll be buying basic liability/property damage insurance for 
GSAS as a whole but not board insurance. Board insurance covers mainly 
misbehavior on the part of board members - fraud, theft etc. and is very 
expensive. One of the agents I talked to told me that because of its cost 
many organizations just "wing it".
I have talked to Allstate and State Farm. Rick has talked to his agent but 
I don't know which company.
Bob

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