I received the insurance quote this morning from SafeCo. A basic policy, which covers... General Liability - $1 mil/occurrance, $2 mil/aggregate Property Damage - $200,000.00/occurrance is $270.00/year However, to add a $2 mil umbrella (which is what the SPU contract "requires" is an additional $625.00/million (or $1,250.00/year.) That would bring the annual insurance cost up to $1,520.00/year! I hope Bob's quotes are better than this one! fyi... The underwriter was amazed that SPU would require such EXCESSIVE coverage for an aquarium club. They suggested that we go back to SPU and ask them for a reality check. Rick ------------------ To unsubscribe from this list, e-mail majordomo@thekrib.com with "unsubscribe gsas-board" in the body of the message. Old messages are available at http://lists.thekrib.com/gsas-board When asked, log in as username is "gsas-board", and password "baba oreilly".