[AGA SC] Re: ACA/AGA Insurance questions (fwd)

[Kathy Olson <kathy@thekrib.com>]

My first question to Rusty regarding insurance stuff for the ACA....
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---------- Forwarded message ----------
Date: Mon, 12 Apr 2004 10:41:32 -0400
From: Rusty Wessel <rusty@cichlidae.com>
To: Kathy Olson <kathy@thekrib.com>
Subject: Re: ACA/AGA Insurance questions

Kathy:

First, most Homeowners policies provide liability coverage for"volunteer"
activities as a covered peril (ex: fish club, Garden clubs etc.).  However,
some do not.

ACA purchased coverage for Liability in the amount of 1,000,000 with a
2,000,000 aggregate and the policy is based on # of members.  It basically
covers the member and its officers for liabilty claims arising from their
activities with the club, which includes monthly meetings, annual
conventions, etc.

NEC did use to have a policy but I understand it became a bit expensive.
Actually, NEC contacted me recently but I have not provided them a quote
yet.Not sure if I can because they want to include every club involved with
the NEC and some of those clubs could spell trouble for the insurance
carrier.

I hope this helps.

Rusty

---- Original Message ----- 
From: "Kathy Olson" <kathy@thekrib.com>
To: "Rusty Wessel" <rusty@cichlidae.com>
Sent: Saturday, April 10, 2004 11:53 AM
Subject: ACA/AGA Insurance questions


> Rusty,
>
> Hi, I asked Wayne this question and he forwarded me onto you.  Erik and I
> are both on the board of directors for the AGA (Aqautic Gardeners Assoc),
> and the whole topic of Insurance has come up.  ie...what do other clubs do
> for insurance so the board doesn't get sued and we all loose our houses
> question??
>
> So what does the ACA do?  If you do have insurance, through who, and how
> much, and what does it cost??
>
> I know the NEC used to carry insurance for the local clubs on the east
> coast but I don't think they do now.
>
> Any help is appreciated.
>
> Thanks!
>
> Kathy Olson
>
>
>
>


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