Re: [AGA SC] Re: AGA Goals (fwd)

[Kathy Olson <kathy@thekrib.com>]

Still in dialog with Rusty, hoping he can give us a quote too!

On Thu, 15 Apr 2004, David Lass wrote:

> Correcto! I think that we will get the answer to how much the exposure is
> when we get the answer of how much the insurance is. I'm starting the
> process all over again with getting a quote from my insurance folks -- hope
> someone else is doing the same so we have some comparisons.
> David
> ----- Original Message ----- 
> From: "S. Hieber" <shieber@yahoo.com>
> To: <aga-sc@thekrib.com>
> Sent: Thursday, April 15, 2004 8:03 AM
> Subject: Re: [AGA SC] Re: AGA Goals (fwd)
> 
> 
> > I think that's right on the mark. Assuming we are innocent,
> > the costs at risk won't be multimillion dollar awards but
> > legal defense costs or settlement of a nuiscance.
> >
> > The other thing to keep in mind is that, if actuaries are
> > hesitant to quantify due to a lack of data, then the
> > occurences have been extremely low, and I would suggest
> > then that the probability is very low. Much more like the
> > risk of an air crash than the risk of a car crash. Or to
> > keep to a closer metaphor, more like the risk of a shark
> > attack.
> >
> > A lawyer will not be in a position to assess the
> > probability of occurence, only the extent of cost if
> > something happens. So an attorney can only give half the
> > answer to "What's the risk?"
> >
> > sh
> >
> >
> > --- Kathy Olson <kathy@thekrib.com> wrote:
> > > . . .  We
> > > are NOT dealing
> > > with that here . . . in a
> > > life or limb
> > > situation.  The main thing I would see is the libel
> > > issue.  Again, maybe a
> > > good sign up on the forum..saying when someone agrees to
> > > be a part of it,
> > > get their name/post that they acknowledge that the
> > > opinions expressed here
> > > are soley those of the individual...blah..blah...blah and
> > > not those of the
> > > AGA.
> > >
> > > Again, from what I see, we all carry much more LIABILITY
> > > risk by driving
> > > our cars.  Much worse potential for causing harm to
> > > another individual
> > > (god forbid) than the AGA would ever do on the internet.
> > > It is basically
> > > having coverage that would pay the legal fees in case
> > > some crazy person
> > > out there decided to go for the AGA.  (again no money
> > > there really either
> > > and they would have to pay a butt load of legal fees too,
> > > that would stop
> > > most people).  So I think our risk is small.
> > >
> > > The other problem that I realized when researching the
> > > NOVAK thing with
> > > Erik...and I got us the attorney that charged us 1,000 to
> > > write a one page
> > > letter...eeeek!!  (and talked with EFF, Electronic
> > > Frontiers Foundation
> > > who only does law stuff on internet)...the PROBLEM is
> > > that web/internet is
> > > so new that there are no precedents.
> > > Lawyers/courts/judges are really in
> > > a new territory here, so people really don't know.  Not
> > > enough info yet.
> > > We/I went to an attorney at a big firm here in Seattle to
> > > the lawyer who
> > > specialized in internet law.  We never walked in the door
> > > of the firm.  We
> > > talked for less than 10 min on the phone, and that was
> > > 1,000.
> > >
> > > I would say exploit the friend contact where we can to
> > > get a much better
> > > idea before we ever think of talking with an attorney.
> > > When it comes to
> > > time to talk to them, we need carefully thought out
> > > questions, or things
> > > we want them to address to minimize the cost.  This stuff
> > > is pretty pricey
> > > and unfortunately the cheap ones...there is a reason
> > > perhaps why they
> > > aren't at the big firm.
> > >
> >
> > =====
> > -  -   -   -   -   -   -   -
> > AGA 2004 Annual Convention
> > Designing The Nature Aquarium -- demonstrated by Takashi Amano
> > Paludarium design  -- Mike Senske
> > Planted Aquarium Ecology  -- Diana Walstad
> > Cryptocorynes -- Jan D. Bastmeijer
> > Field Trip, workshops and more, Nov 12, 13 & 14;
> > Marriott Crystal Gateway, Arlington, VA, USA
> > Details & Registration at www.aquatic-gardeners.org  & www.gwapa.org
> >
> >
> >
> >
> > __________________________________
> > Do you Yahoo!?
> > Yahoo! Tax Center - File online by April 15th
> > http://taxes.yahoo.com/filing.html
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> >
> 
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