Re: [AGA SC] Re: AGA Goals (fwd)

["David Lass" <davidlass@villasunscape.com>]

Correcto! I think that we will get the answer to how much the exposure is
when we get the answer of how much the insurance is. I'm starting the
process all over again with getting a quote from my insurance folks -- hope
someone else is doing the same so we have some comparisons.
David
----- Original Message ----- 
From: "S. Hieber" <shieber@yahoo.com>
To: <aga-sc@thekrib.com>
Sent: Thursday, April 15, 2004 8:03 AM
Subject: Re: [AGA SC] Re: AGA Goals (fwd)


> I think that's right on the mark. Assuming we are innocent,
> the costs at risk won't be multimillion dollar awards but
> legal defense costs or settlement of a nuiscance.
>
> The other thing to keep in mind is that, if actuaries are
> hesitant to quantify due to a lack of data, then the
> occurences have been extremely low, and I would suggest
> then that the probability is very low. Much more like the
> risk of an air crash than the risk of a car crash. Or to
> keep to a closer metaphor, more like the risk of a shark
> attack.
>
> A lawyer will not be in a position to assess the
> probability of occurence, only the extent of cost if
> something happens. So an attorney can only give half the
> answer to "What's the risk?"
>
> sh
>
>
> --- Kathy Olson <kathy@thekrib.com> wrote:
> > . . .  We
> > are NOT dealing
> > with that here . . . in a
> > life or limb
> > situation.  The main thing I would see is the libel
> > issue.  Again, maybe a
> > good sign up on the forum..saying when someone agrees to
> > be a part of it,
> > get their name/post that they acknowledge that the
> > opinions expressed here
> > are soley those of the individual...blah..blah...blah and
> > not those of the
> > AGA.
> >
> > Again, from what I see, we all carry much more LIABILITY
> > risk by driving
> > our cars.  Much worse potential for causing harm to
> > another individual
> > (god forbid) than the AGA would ever do on the internet.
> > It is basically
> > having coverage that would pay the legal fees in case
> > some crazy person
> > out there decided to go for the AGA.  (again no money
> > there really either
> > and they would have to pay a butt load of legal fees too,
> > that would stop
> > most people).  So I think our risk is small.
> >
> > The other problem that I realized when researching the
> > NOVAK thing with
> > Erik...and I got us the attorney that charged us 1,000 to
> > write a one page
> > letter...eeeek!!  (and talked with EFF, Electronic
> > Frontiers Foundation
> > who only does law stuff on internet)...the PROBLEM is
> > that web/internet is
> > so new that there are no precedents.
> > Lawyers/courts/judges are really in
> > a new territory here, so people really don't know.  Not
> > enough info yet.
> > We/I went to an attorney at a big firm here in Seattle to
> > the lawyer who
> > specialized in internet law.  We never walked in the door
> > of the firm.  We
> > talked for less than 10 min on the phone, and that was
> > 1,000.
> >
> > I would say exploit the friend contact where we can to
> > get a much better
> > idea before we ever think of talking with an attorney.
> > When it comes to
> > time to talk to them, we need carefully thought out
> > questions, or things
> > we want them to address to minimize the cost.  This stuff
> > is pretty pricey
> > and unfortunately the cheap ones...there is a reason
> > perhaps why they
> > aren't at the big firm.
> >
>
> =====
> -  -   -   -   -   -   -   -
> AGA 2004 Annual Convention
> Designing The Nature Aquarium -- demonstrated by Takashi Amano
> Paludarium design  -- Mike Senske
> Planted Aquarium Ecology  -- Diana Walstad
> Cryptocorynes -- Jan D. Bastmeijer
> Field Trip, workshops and more, Nov 12, 13 & 14;
> Marriott Crystal Gateway, Arlington, VA, USA
> Details & Registration at www.aquatic-gardeners.org  & www.gwapa.org
>
>
>
>
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