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Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)
>From what little I understand about insurance, what matters is what the
potential exposure risk is, and for us that should not matter with the
international aspect of our membership. Our exposures, I would think, would
be TAG and the convention -- not much else that could run up any big
liability.
David
----- Original Message -----
From: "S. Hieber" <shieber@yahoo.com>
To: <aga-sc@thekrib.com>
Sent: Tuesday, April 13, 2004 7:50 AM
Subject: Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)
> I wonder. does it matter that our member are all over the
> world?
>
> sh
> --- Kathy Olson <kathy@thekrib.com> wrote:
> > Hi
> > answer to my second question....so maybe we can get him
> > to cover us!
> >
> > K
> >
> > ---------- Forwarded message ----------
> > Date: Mon, 12 Apr 2004 13:25:21 -0400
> > From: Rusty Wessel <rusty@cichlidae.com>
> > To: Kathy Olson <kathy@thekrib.com>
> > Subject: Re: ACA/AGA Insurance questions
> >
> > Kathy:
> >
> > Yes, I do insurance for a living. Hence, the reason, I am
> > able to travel to
> > collect fish.
> >
> > I don't know what rates are like in your area (and unable
> > to quote due to
> > not be licensed in the Nrothwest ) but I would guess the
> > cost should be in
> > the $500.00 range for the liability based on 800 members.
> >
> > Good luck.
> > Rusty
> >
> > ----- Original Message -----
> > From: "Kathy Olson" <kathy@thekrib.com>
> > To: "Rusty Wessel" <rusty@cichlidae.com>
> > Cc: "Erik Olson" <erik@pulcher.thekrib.com>
> > Sent: Monday, April 12, 2004 10:46 AM
> > Subject: Re: ACA/AGA Insurance questions
> >
> >
> > > How much is it for the ACA policy??
> > >
> > > The AGA has 800 members currently I believe. When you
> > say give a quote
> > > does that mean you are in insurance??
> > >
> > > Thanks, it does help
> > >
> > > Kathy
> > >
> > >
> > > On Mon, 12 Apr 2004, Rusty Wessel wrote:
> > >
> > > > Kathy:
> > > >
> > > > First, most Homeowners policies provide liability
> > coverage
> > for"volunteer"
> > > > activities as a covered peril (ex: fish club, Garden
> > clubs etc.).
> > However,
> > > > some do not.
> > > >
> > > > ACA purchased coverage for Liability in the amount of
> > 1,000,000 with a
> > > > 2,000,000 aggregate and the policy is based on # of
> > members. It
> > basically
> > > > covers the member and its officers for liabilty
> > claims arising from
> > their
> > > > activities with the club, which includes monthly
> > meetings, annual
> > > > conventions, etc.
> > > >
> > > > NEC did use to have a policy but I understand it
> > became a bit expensive.
> > > > Actually, NEC contacted me recently but I have not
> > provided them a quote
> > > > yet.Not sure if I can because they want to include
> > every club involved
> > with
> > > > the NEC and some of those clubs could spell trouble
> > for the insurance
> > > > carrier.
> > > >
> > > > I hope this helps.
> > > >
> > > > Rusty
> > > >
> > > > ---- Original Message -----
> > > > From: "Kathy Olson" <kathy@thekrib.com>
> > > > To: "Rusty Wessel" <rusty@cichlidae.com>
> > > > Sent: Saturday, April 10, 2004 11:53 AM
> > > > Subject: ACA/AGA Insurance questions
> > > >
> > > >
> > > > > Rusty,
> > > > >
> > > > > Hi, I asked Wayne this question and he forwarded me
> > onto you. Erik
> > and I
> > > > > are both on the board of directors for the AGA
> > (Aqautic Gardeners
> > Assoc),
> > > > > and the whole topic of Insurance has come up.
> > ie...what do other
> > clubs do
> > > > > for insurance so the board doesn't get sued and we
> > all loose our
> > houses
> > > > > question??
> > > > >
> > > > > So what does the ACA do? If you do have insurance,
> > through who, and
> > how
> > > > > much, and what does it cost??
> > > > >
> > > > > I know the NEC used to carry insurance for the
> > local clubs on the east
> > > > > coast but I don't think they do now.
> > > > >
> > > > > Any help is appreciated.
> > > > >
> > > > > Thanks!
> > > > >
> > > > > Kathy Olson
> > > > >
> > > > >
> > > > >
> > > > >
> > > >
> > > >
> > >
> > >
> > >
> >
> >
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>
>
> =====
> - - - - - - - -
> AGA 2004 Annual Convention
> Designing The Nature Aquarium -- demonstrated by Takashi Amano
> Paludarium design -- Mike Senske
> Planted Aquarium Ecology -- Diana Walstad
> Cryptocorynes -- Jan D. Bastmeijer
> Field Trip, workshops and more, Nov 12, 13 & 14;
> Marriott Crystal Gateway, Arlington, VA, USA
> Details & Registration at www.aquatic-gardeners.org & www.gwapa.org
>
>
>
>
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