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Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)



As long as we don't do a forum.

Karen

----- Original Message ----- 
From: "David Lass" <davidlass@villasunscape.com>
To: <aga-sc@thekrib.com>
Sent: Tuesday, April 13, 2004 3:56 PM
Subject: Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)


> From what little I understand about insurance, what matters is what the
> potential exposure risk is, and for us that should not matter with the
> international aspect of our membership. Our exposures, I would think,
would
> be TAG and the convention -- not much else that could run up any big
> liability.
> David
> ----- Original Message ----- 
> From: "S. Hieber" <shieber@yahoo.com>
> To: <aga-sc@thekrib.com>
> Sent: Tuesday, April 13, 2004 7:50 AM
> Subject: Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)
>
>
> > I wonder. does it matter that our member are all over the
> > world?
> >
> > sh
> > --- Kathy Olson <kathy@thekrib.com> wrote:
> > > Hi
> > > answer to my second question....so maybe we can get him
> > > to cover us!
> > >
> > > K
> > >
> > > ---------- Forwarded message ----------
> > > Date: Mon, 12 Apr 2004 13:25:21 -0400
> > > From: Rusty Wessel <rusty@cichlidae.com>
> > > To: Kathy Olson <kathy@thekrib.com>
> > > Subject: Re: ACA/AGA Insurance questions
> > >
> > > Kathy:
> > >
> > > Yes, I do insurance for a living. Hence, the reason, I am
> > > able to travel to
> > > collect fish.
> > >
> > > I don't know what rates are like in your area (and unable
> > > to quote due to
> > > not be licensed in the Nrothwest ) but I would guess the
> > > cost should be in
> > > the $500.00 range for the liability based on 800 members.
> > >
> > > Good luck.
> > > Rusty
> > >
> > > ----- Original Message ----- 
> > > From: "Kathy Olson" <kathy@thekrib.com>
> > > To: "Rusty Wessel" <rusty@cichlidae.com>
> > > Cc: "Erik Olson" <erik@pulcher.thekrib.com>
> > > Sent: Monday, April 12, 2004 10:46 AM
> > > Subject: Re: ACA/AGA Insurance questions
> > >
> > >
> > > > How much is it for the ACA policy??
> > > >
> > > > The AGA has 800 members currently I believe.  When you
> > > say give a quote
> > > > does that mean you are in insurance??
> > > >
> > > > Thanks, it does help
> > > >
> > > > Kathy
> > > >
> > > >
> > > > On Mon, 12 Apr 2004, Rusty Wessel wrote:
> > > >
> > > > > Kathy:
> > > > >
> > > > > First, most Homeowners policies provide liability
> > > coverage
> > > for"volunteer"
> > > > > activities as a covered peril (ex: fish club, Garden
> > > clubs etc.).
> > > However,
> > > > > some do not.
> > > > >
> > > > > ACA purchased coverage for Liability in the amount of
> > > 1,000,000 with a
> > > > > 2,000,000 aggregate and the policy is based on # of
> > > members.  It
> > > basically
> > > > > covers the member and its officers for liabilty
> > > claims arising from
> > > their
> > > > > activities with the club, which includes monthly
> > > meetings, annual
> > > > > conventions, etc.
> > > > >
> > > > > NEC did use to have a policy but I understand it
> > > became a bit expensive.
> > > > > Actually, NEC contacted me recently but I have not
> > > provided them a quote
> > > > > yet.Not sure if I can because they want to include
> > > every club involved
> > > with
> > > > > the NEC and some of those clubs could spell trouble
> > > for the insurance
> > > > > carrier.
> > > > >
> > > > > I hope this helps.
> > > > >
> > > > > Rusty
> > > > >
> > > > > ---- Original Message ----- 
> > > > > From: "Kathy Olson" <kathy@thekrib.com>
> > > > > To: "Rusty Wessel" <rusty@cichlidae.com>
> > > > > Sent: Saturday, April 10, 2004 11:53 AM
> > > > > Subject: ACA/AGA Insurance questions
> > > > >
> > > > >
> > > > > > Rusty,
> > > > > >
> > > > > > Hi, I asked Wayne this question and he forwarded me
> > > onto you.  Erik
> > > and I
> > > > > > are both on the board of directors for the AGA
> > > (Aqautic Gardeners
> > > Assoc),
> > > > > > and the whole topic of Insurance has come up.
> > > ie...what do other
> > > clubs do
> > > > > > for insurance so the board doesn't get sued and we
> > > all loose our
> > > houses
> > > > > > question??
> > > > > >
> > > > > > So what does the ACA do?  If you do have insurance,
> > > through who, and
> > > how
> > > > > > much, and what does it cost??
> > > > > >
> > > > > > I know the NEC used to carry insurance for the
> > > local clubs on the east
> > > > > > coast but I don't think they do now.
> > > > > >
> > > > > > Any help is appreciated.
> > > > > >
> > > > > > Thanks!
> > > > > >
> > > > > > Kathy Olson
> > > > > >
> > > > > >
> > > > > >
> > > > > >
> > > > >
> > > > >
> > > >
> > > >
> > > >
> > >
> > >
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> >
> >
> > =====
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> >
> >
> >
> >
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>


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