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Re: [AGA SC] Re: ACA/AGA Insurance questions (fwd)
My question was prompted by the notion that where you are
determines what they charge and possibly also who can
inusure.
We be many places :-)
sh
--- David Lass <davidlass@villasunscape.com> wrote:
> From what little I understand about insurance, what
> matters is what the
> potential exposure risk is, and for us that should not
> matter with the
> international aspect of our membership. Our exposures, I
> would think, would
> be TAG and the convention -- not much else that could run
> up any big
> liability.
> David
> ----- Original Message -----
> From: "S. Hieber" <shieber@yahoo.com>
> To: <aga-sc@thekrib.com>
> Sent: Tuesday, April 13, 2004 7:50 AM
> Subject: Re: [AGA SC] Re: ACA/AGA Insurance questions
> (fwd)
>
>
> > I wonder. does it matter that our member are all over
> the
> > world?
> >
> > sh
> > --- Kathy Olson <kathy@thekrib.com> wrote:
> > > Hi
> > > answer to my second question....so maybe we can get
> him
> > > to cover us!
> > >
> > > K
> > >
> > > ---------- Forwarded message ----------
> > > Date: Mon, 12 Apr 2004 13:25:21 -0400
> > > From: Rusty Wessel <rusty@cichlidae.com>
> > > To: Kathy Olson <kathy@thekrib.com>
> > > Subject: Re: ACA/AGA Insurance questions
> > >
> > > Kathy:
> > >
> > > Yes, I do insurance for a living. Hence, the reason,
> I am
> > > able to travel to
> > > collect fish.
> > >
> > > I don't know what rates are like in your area (and
> unable
> > > to quote due to
> > > not be licensed in the Nrothwest ) but I would guess
> the
> > > cost should be in
> > > the $500.00 range for the liability based on 800
> members.
> > >
> > > Good luck.
> > > Rusty
> > >
> > > ----- Original Message -----
> > > From: "Kathy Olson" <kathy@thekrib.com>
> > > To: "Rusty Wessel" <rusty@cichlidae.com>
> > > Cc: "Erik Olson" <erik@pulcher.thekrib.com>
> > > Sent: Monday, April 12, 2004 10:46 AM
> > > Subject: Re: ACA/AGA Insurance questions
> > >
> > >
> > > > How much is it for the ACA policy??
> > > >
> > > > The AGA has 800 members currently I believe. When
> you
> > > say give a quote
> > > > does that mean you are in insurance??
> > > >
> > > > Thanks, it does help
> > > >
> > > > Kathy
> > > >
> > > >
> > > > On Mon, 12 Apr 2004, Rusty Wessel wrote:
> > > >
> > > > > Kathy:
> > > > >
> > > > > First, most Homeowners policies provide liability
> > > coverage
> > > for"volunteer"
> > > > > activities as a covered peril (ex: fish club,
> Garden
> > > clubs etc.).
> > > However,
> > > > > some do not.
> > > > >
> > > > > ACA purchased coverage for Liability in the
> amount of
> > > 1,000,000 with a
> > > > > 2,000,000 aggregate and the policy is based on #
> of
> > > members. It
> > > basically
> > > > > covers the member and its officers for liabilty
> > > claims arising from
> > > their
> > > > > activities with the club, which includes monthly
> > > meetings, annual
> > > > > conventions, etc.
> > > > >
> > > > > NEC did use to have a policy but I understand it
> > > became a bit expensive.
> > > > > Actually, NEC contacted me recently but I have
> not
> > > provided them a quote
> > > > > yet.Not sure if I can because they want to
> include
> > > every club involved
> > > with
> > > > > the NEC and some of those clubs could spell
> trouble
> > > for the insurance
> > > > > carrier.
> > > > >
> > > > > I hope this helps.
> > > > >
> > > > > Rusty
> > > > >
> > > > > ---- Original Message -----
> > > > > From: "Kathy Olson" <kathy@thekrib.com>
> > > > > To: "Rusty Wessel" <rusty@cichlidae.com>
> > > > > Sent: Saturday, April 10, 2004 11:53 AM
> > > > > Subject: ACA/AGA Insurance questions
> > > > >
> > > > >
> > > > > > Rusty,
> > > > > >
> > > > > > Hi, I asked Wayne this question and he
> forwarded me
> > > onto you. Erik
> > > and I
> > > > > > are both on the board of directors for the AGA
> > > (Aqautic Gardeners
> > > Assoc),
> > > > > > and the whole topic of Insurance has come up.
> > > ie...what do other
> > > clubs do
> > > > > > for insurance so the board doesn't get sued and
> we
> > > all loose our
> > > houses
> > > > > > question??
> > > > > >
> > > > > > So what does the ACA do? If you do have
> insurance,
> > > through who, and
> > > how
> > > > > > much, and what does it cost??
> > > > > >
> > > > > > I know the NEC used to carry insurance for the
> > > local clubs on the east
> > > > > > coast but I don't think they do now.
> > > > > >
> > > > > > Any help is appreciated.
> > > > > >
> > > > > > Thanks!
> > > > > >
> > > > > > Kathy Olson
> > > > > >
> > > > > >
> > > > > >
> > > > > >
> > > > >
> > > > >
> > > >
> > > >
> > > >
> > >
> > >
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> >
> >
> > =====
> > - - - - - - - -
> > AGA 2004 Annual Convention
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> Takashi Amano
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> > Planted Aquarium Ecology -- Diana Walstad
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> > Field Trip, workshops and more, Nov 12, 13 & 14;
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> www.gwapa.org
> >
> >
> >
> >
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=====
- - - - - - - -
AGA 2004 Annual Convention
Designing The Nature Aquarium -- demonstrated by Takashi Amano
Paludarium design -- Mike Senske
Planted Aquarium Ecology -- Diana Walstad
Cryptocorynes -- Jan D. Bastmeijer
Field Trip, workshops and more, Nov 12, 13 & 14;
Marriott Crystal Gateway, Arlington, VA, USA
Details & Registration at www.aquatic-gardeners.org & www.gwapa.org
__________________________________
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